ASUQUO, Innocent; EYONG, Innocent. An Empirical Analysis of Loan Repayment Flexibility on Delinquency Rates of Cocoa Farmers in Cross River State. FUDMA Journal of Sciences, [S. l.], v. 10, n. 15, p. 393–399, 2026. DOI: 10.33003/fjs-2026-1015-5962. Disponível em: https://fjs.fudutsinma.edu.ng/index.php/fjs/article/view/5962. Acesso em: 20 oct. 2026.