SOYEMI, Jumoke; HAMMED, Mudasiru; SOYEMI, Olugbenga Babajide. ADAPTIVE RISK-BASED MULTI-LAYER AUTHENTICATION FRAMEWORK FOR SECURE ONLINE BANKING SYSTEMS. FUDMA JOURNAL OF SCIENCES, [S. l.], v. 10, n. 4, p. 331–338, 2026. DOI: 10.33003/fjs-2026-1004-4870. Disponível em: https://fjs.fudutsinma.edu.ng/index.php/fjs/article/view/4870. Acesso em: 22 apr. 2026.