Galadima, Aisha Ibrahim, and Haruna Umar Adoga. “A HYBRID BIOMETRIC-CRYPTOGRAPHIC FRAMEWORK FOR SECURE ATM AUTHENTICATION USING FINGERPRINT RECOGNITION AND TIME-BOUND QR CODES”. FUDMA JOURNAL OF SCIENCES 9, no. 12 (December 31, 2025): 409–416. Accessed February 6, 2026. https://fjs.fudutsinma.edu.ng/index.php/fjs/article/view/3805.