Ibrahim, Musa Saulawa, Aliyu Zakariya, Hassan Farouk Hassan, Umar Shu’aibu, Muhammad Ibrahim Jalo, and Abubakar Isa Sadiq. 2026. “Health Insurance in Nigeria: From Statutory Reform to Effective Financial ProtectionA Critical Narrative Review”. FUDMA Journal of Sciences 10 (19): 246-54. https://doi.org/10.33003/fjs-2026-1019-6075.