Atokolo, William, Remigius Okeke Aja, Joseph Egbemhenghe, Jeremiah Amos, and David Omale. 2026. “Mathematical Modeling of Business Growth Dynamics in the Banking Sector: The Role of Customer Acquisition, Conversion, and Retention”. FUDMA Journal of Sciences 10 (16): 557-61. https://doi.org/10.33003/fjs-2026-1016-5902.