SHEHUS., YusufO. and EgwumaH. 2022. IMPACT OF FINANCIAL SERVICE ASSOCIATIONS’ CREDIT SCHEME ON INCOME OF BENEFICIARY FARMERS IN KATSINA STATE NIGERIA. FUDMA JOURNAL OF SCIENCES. 5, 4 (Jan. 2022), 279 - 284. DOI:https://doi.org/10.33003/fjs-2021-0504-815.