Asuquo, I. and Eyong, I. 2026. From Awareness to Financial Inclusion: Examining the Adoption Pathway of Digital Payment Systems and Mobile Money Among Farmers in Cross River State                         . FUDMA Journal of Sciences. 10, 17 (Sep. 2026), 352–358. DOI:https://doi.org/10.33003/fjs-2026-1017-5977.